Welcome to theboringrich
This is the place where you quietly take control of your finances!
Smart budget and financial spreadsheets to help you save better, spend smarter, and grow wealth.
No apps.
No hype.
No bs.
Just proven boring tools that actually work!
Monthly Budget Spreadsheet
You’re not sure where your money goes or why it runs out.
Solution: Plan every dollar in advance. Stay on top of income and expenses each month.
Monthly Budget Spreadsheet
You’re not sure where your money goes or why it runs out.
Solution: Plan every dollar in advance. Stay on top of income and expenses each month.
50/30/20 Budget Spreadsheet
You don’t know how much to spend vs. save.
Solution: Use the proven 50/30/20 formula to simplify your budget and stay balanced.
Income & Expenses Tracker
You spend without noticing and regret it later.
Solution: Log every transaction. Make your spending habits visible and fixable.
Paycheck Budget Tracker
You get paid but still feel broke halfway through the month.
Solution: Break each paycheck into smart allocations that actually last.
Paycheck Budget Tracker
You get paid but still feel broke halfway through the month.
Solution: Break each paycheck into smart allocations that actually last.
Debt Payoff Tracker
Your debts feel overwhelming, and you don’t know where to start.
Solution: Organize all debts, track every payment, and watch your progress build.
Debt Snowball Tracker
Your debts feel overwhelming, and you don’t know where to start.
Solution: Organize all debts, track every payment, and watch your progress build.
Net Worth Tracker
You work hard but have no clue if you’re building wealth.
Solution: See all your assets, debts, and real net worth in one place.
Sinking Funds Tracker
Surprise expenses keep blowing up your budget.
Solution: Create mini savings goals for future costs – plan ahead without stress.
Sinking Funds Spreadsheet
Surprise expenses keep blowing up your budget.
Solution: Create mini savings goals for future costs – plan ahead without stress.
Annual Budget Spreadsheet
You plan short-term and lose track of the bigger picture.
Solution: Map out your entire financial year with clarity and control.
Bookkeeping Spreadsheet for Small Business
Your business income and expenses are scattered everywhere.
Solution: Track profit, expenses, and taxes designed for solopreneurs and side hustlers.
One Tab Expenses Tracker
You want to track spending — but hate complex systems.
Solution: One tab. One view. All your expenses. Simplicity wins.
Airbnb & Rental Property Tracker
Your rental finances are messy or incomplete
Solution: Track every booking, expense, and profit easily in one place.
Inventory Tracker Spreadsheet
You lose track of stock, sales, or reorder needs.
Solution: Log quantity, value, and flow – ideal for small shops or digital sellers.
Pricing Calculator
You guess your pricing or worry about undercharging.
Solution: Price your offers based on margin, costs, and revenue goals confidently.